KEMAMPUAN PREDIKSI RASIO KEUANGAN DAN UKURAN BANK PADA RISIKO GAGAL BANK

Abstract

Every Company including banking industry vulnerable to failure. When a bank failure, the impact caused a very large not only harming investor, employee, and customers, but also the state, therefore need an indicator to predict the failure.This study uses financial ratios and bank size as an indicator to predict the risk of bank failure.This research was conducted at the banks listed on the Indonesia Stock Exchange 2009-2013.This study used purposive sampling with a sample size of 22 bank. The result of the study with the technique Regression analysis concludes that financial ratios are CAR, NPL, ROAand Size Bank is able to predict the risk of bank failure.